Further re Loan Facility Announcement

13 July 2026

ICFG LIMITED

("ICFG", the "Company" or together with its subsidiaries, the "Group")

Loan Facility Announcement

ICFG Limited (LON: ICFG), the international financial services group, is pleased to provide an update regarding its syndicated financing facility with Helicap Securities Pte. Ltd. ("Helicap"), who is acting as the arranger and administrative agent.

As previously announced on 4 November 2025 and 13 February 2026, the facility provided for borrowings of up to US$25 million. The Company is pleased to announce that Helicap, with the agreement of the Lenders, has agreed to increase the total facility amount up to US$40 million.

The expanded facility will further strengthen the lending capacity of Pocket NBFI LLC and support the continued growth of the Group's digital financial services platform in Mongolia. Pocket NBFI LLC operates Pocket, the Group's proprietary fintech platform, which serves more than 900,000 registered customers and functions as a digital financial marketplace, connecting users with a range of financial service providers.

The partnership aligns closely with ICFG's mission to expand access to financial services for underbanked and unbanked populations, while supporting the growth and development of micro, small and medium-sized enterprises across emerging markets.

Founded in 2018 and headquartered in Singapore, Helicap Group is a private credit firm focused on financial inclusion in Asia, supporting financial institutions and businesses that address the financing gap in the region through a variety of lending products and non-lending solutions. Helicap, via its regulated subsidiaries, has deployed over US$900 million across APAC, leveraging data-driven investment strategies supported by its proprietary technology platform and disciplined risk management.

David Z Wang, Co-Founder and CEO of Helicap Securities Pte. Ltd., commented:

"Growing this facility to US$40 million with ICFG and Pocket NBFI reflects the confidence Helicap has in Pocket's execution and growth trajectory since the outset of our partnership. For Helicap, this is also a reflection of our broader strategy in Asia, deploying capital where it can meaningfully close the credit gap for underserved businesses and communities. We look forward to continuing to deepen our partnership and support Pocket NBFI's growth in Mongolia."

Enkhmaral (Ema) Batkhuyag, CEO of ICFG, commented:

"We are delighted to deepen our partnership with Helicap through the expansion of this facility to US$40 million. This represents the largest funding commitment the Group has secured from an international lender to date and is a strong endorsement of our business model, execution capabilities and long-term growth strategy. The additional capital will further strengthen Pocket NBFI's lending capacity and support our mission of advancing financial inclusion and expanding access to digital financial services across emerging markets."

The information contained within this announcement is deemed by the Company to constitute inside information as stipulated under the Market Abuse Regulation (EU) No. 596/2014 as it forms part of United Kingdom domestic law by virtue of the European Union (Withdrawal) Act 2018, as amended by virtue of the Market Abuse (Amendment) (EU Exit) Regulations 2019.

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