Director/PDMR Shareholding

1

Details of the person discharging managerial responsibilities / person closely associated

a)

Name

Gerard Ryan

2

Reason for the notification

a)

Position/status

Chief Executive Officer

b)

Initial notification /Amendment

Initial notification

3

Details of the issuer, emission allowance market participant, auction platform, auctioneer or auction monitor

a)

Name

International Personal Finance plc

b)

LEI

213800II1O44IRKUZB59

4

Details of the transaction(s): section to be repeated for (i) each type of instrument; (ii) each type of transaction; (iii) each date; and (iv) each place where transactions have been conducted

a)

Description of the financial instrument, type of instrument

Identification code

Ordinary shares of 10p

ISIN number: GB00B1YKG049

b)

Nature of the transaction

a) Exercise of 481,338 shares under the International Personal Finance plc Restricted Share Plan granted in 2023.

b) Subsequent sale of 226,744 shares to cover the tax and NI liabilities only.

c)

Price(s) and volume(s)

d)

Aggregated information

- Aggregated volume

- Price

N/A

e)

Date of the transaction

11 May 2026

f)

Place of the transaction

a) Outside a trading venue

b) London Stock Exchange

1

Details of the person discharging managerial responsibilities / person closely associated

a)

Name

Gary Thompson

2

Reason for the notification

a)

Position/status

Chief Financial Officer

b)

Initial notification /Amendment

Initial notification

3

Details of the issuer, emission allowance market participant, auction platform, auctioneer or auction monitor

a)

Name

International Personal Finance plc

b)

LEI

213800II1O44IRKUZB59

4

Details of the transaction(s): section to be repeated for (i) each type of instrument; (ii) each type of transaction; (iii) each date; and (iv) each place where transactions have been conducted

a)

Description of the financial instrument, type of instrument

Identification code

Ordinary shares of 10p

ISIN number: GB00B1YKG049

b)

Nature of the transaction

a) Exercise of 279,523 shares under the International Personal Finance plc Restricted Share Plan granted in 2023.

b) Subsequent sale of 131,701 shares to cover the tax and NI liabilities only. 

c) Subsequent transfer of the balance of 147,822 shares to a PCA.

c)

Price(s) and volume(s)

d)

Aggregated information

- Aggregated volume

- Price

N/A

e)

Date of the transaction

11 May 2026

f)

Place of the transaction

a) Outside a trading venue

b) London Stock Exchange

c) Outside a trading venue

1

Details of the person discharging managerial responsibilities / person closely associated

a)

Name

Joanna Thompson

2

Reason for the notification

a)

Position/status

PCA of Gary Thompson - Chief Financial Officer

b)

Initial notification /Amendment

Initial notification

3

Details of the issuer, emission allowance market participant, auction platform, auctioneer or auction monitor

a)

Name

International Personal Finance plc

b)

LEI

213800II1O44IRKUZB59

4

Details of the transaction(s): section to be repeated for (i) each type of instrument; (ii) each type of transaction; (iii) each date; and (iv) each place where transactions have been conducted

a)

Description of the financial instrument, type of instrument

Identification code

Ordinary shares of 10p

ISIN number: GB00B1YKG049

b)

Nature of the transaction

Acquisition of 147,822 shares for nil consideration following transfer from PDMR.

c)

Price(s) and volume(s)

d)

Aggregated information

- Aggregated volume

- Price

N/A

e)

Date of the transaction

11 May 2026

f)

Place of the transaction

Outside a trading venue

1

Details of the person discharging managerial responsibilities / person closely associated

a)

Name

Botond Szirmák

2

Reason for the notification

a)

Position/status

Managing Director - Provident Europe

b)

Initial notification /Amendment

Initial notification

3

Details of the issuer, emission allowance market participant, auction platform, auctioneer or auction monitor

a)

Name

International Personal Finance plc

b)

LEI

213800II1O44IRKUZB59

4

Details of the transaction(s): section to be repeated for (i) each type of instrument; (ii) each type of transaction; (iii) each date; and (iv) each place where transactions have been conducted

a)

Description of the financial instrument, type of instrument

Identification code

Ordinary shares of 10p

ISIN number: GB00B1YKG049

b)

Nature of the transaction

Exercise of 111,187 shares under the International Personal Finance plc Restricted Share Plan granted in 2023.

c)

Price(s) and volume(s)

d)

Aggregated information

- Aggregated volume

- Price

N/A

e)

Date of the transaction

11 May 2026

f)

Place of the transaction

Outside a trading venue

1

Details of the person discharging managerial responsibilities / person closely associated

a)

Name

David Parkinson

2

Reason for the notification

a)

Position/status

Managing Director - Provident Mexico

b)

Initial notification /Amendment

Initial notification

3

Details of the issuer, emission allowance market participant, auction platform, auctioneer or auction monitor

a)

Name

International Personal Finance plc

b)

LEI

213800II1O44IRKUZB59

4

Details of the transaction(s): section to be repeated for (i) each type of instrument; (ii) each type of transaction; (iii) each date; and (iv) each place where transactions have been conducted

a)

Description of the financial instrument, type of instrument

Identification code

Ordinary shares of 10p

ISIN number: GB00B1YKG049

b)

Nature of the transaction

a) Exercise of 133,768 shares under the International Personal Finance plc Restricted Share Plan granted in 2023.

b) Sale of 133,768 shares.

c)

Price(s) and volume(s)

d)

Aggregated information

- Aggregated volume

- Price

N/A

e)

Date of the transaction

11 May 2026

f)

Place of the transaction

a) Outside a trading venue

b) London Stock Exchange

1

Details of the person discharging managerial responsibilities / person closely associated

a)

Name

Florin Balcan

2

Reason for the notification

a)

Position/status

Country Manager - Romania

b)

Initial notification /Amendment

Initial notification

3

Details of the issuer, emission allowance market participant, auction platform, auctioneer or auction monitor

a)

Name

International Personal Finance plc

b)

LEI

213800II1O44IRKUZB59

4

Details of the transaction(s): section to be repeated for (i) each type of instrument; (ii) each type of transaction; (iii) each date; and (iv) each place where transactions have been conducted

a)

Description of the financial instrument, type of instrument

Identification code

Ordinary shares of 10p

ISIN number: GB00B1YKG049

b)

Nature of the transaction

Exercise of 78,414 shares under the International Personal Finance plc Restricted Share Plan granted in 2023.

c)

Price(s) and volume(s)

d)

Aggregated information

- Aggregated volume

- Price

N/A

e)

Date of the transaction

11 May 2026

f)

Place of the transaction

Outside a trading venue

1

Details of the person discharging managerial responsibilities / person closely associated

a)

Name

Gergely Mikola

2

Reason for the notification

a)

Position/status

Head of Corporate Affairs

b)

Initial notification /Amendment

Initial notification

3

Details of the issuer, emission allowance market participant, auction platform, auctioneer or auction monitor

a)

Name

International Personal Finance plc

b)

LEI

213800II1O44IRKUZB59

4

Details of the transaction(s): section to be repeated for (i) each type of instrument; (ii) each type of transaction; (iii) each date; and (iv) each place where transactions have been conducted

a)

Description of the financial instrument, type of instrument

Identification code

Ordinary shares of 10p

ISIN number: GB00B1YKG049

b)

Nature of the transaction

Exercise of 74,791 shares under the International Personal Finance plc Restricted Share Plan granted in 2023.

c)

Price(s) and volume(s)

d)

Aggregated information

- Aggregated volume

- Price

N/A

e)

Date of the transaction

11 May 2026

f)

Place of the transaction

Outside a trading venue

1

Details of the person discharging managerial responsibilities / person closely associated

a)

Name

Joanna Izdebska

2

Reason for the notification

a)

Position/status

Group Strategic Partnerships Director

b)

Initial notification /Amendment

Initial notification

3

Details of the issuer, emission allowance market participant, auction platform, auctioneer or auction monitor

a)

Name

International Personal Finance plc

b)

LEI

213800II1O44IRKUZB59

4

Details of the transaction(s): section to be repeated for (i) each type of instrument; (ii) each type of transaction; (iii) each date; and (iv) each place where transactions have been conducted

a)

Description of the financial instrument, type of instrument

Identification code

Ordinary shares of 10p

ISIN number: GB00B1YKG049

b)

Nature of the transaction

Exercise of 79,849 shares under the International Personal Finance plc Restricted Share Plan granted in 2023.

c)

Price(s) and volume(s)

d)

Aggregated information

- Aggregated volume

- Price

N/A

e)

Date of the transaction

11 May 2026

f)

Place of the transaction

Outside a trading venue

1

Details of the person discharging managerial responsibilities / person closely associated

a)

Name

John Williams

2

Reason for the notification

a)

Position/status

Group Credit Director

b)

Initial notification /Amendment

Initial notification

3

Details of the issuer, emission allowance market participant, auction platform, auctioneer or auction monitor

a)

Name

International Personal Finance plc

b)

LEI

213800II1O44IRKUZB59

4

Details of the transaction(s): section to be repeated for (i) each type of instrument; (ii) each type of transaction; (iii) each date; and (iv) each place where transactions have been conducted

a)

Description of the financial instrument, type of instrument

Identification code

Ordinary shares of 10p

ISIN number: GB00B1YKG049

b)

Nature of the transaction

a) Exercise of 102,390 shares under the International Personal Finance plc Restricted Share Plan granted in 2023.

b) Subsequent sale of 48,282 shares to cover the tax and NI liabilities only. 

c)

Price(s) and volume(s)

d)

Aggregated information

- Aggregated volume

- Price

N/A

e)

Date of the transaction

11 May 2026

f)

Place of the transaction

a) Outside a trading venue

b) London Stock Exchange

1

Details of the person discharging managerial responsibilities / person closely associated

a)

Name

Povilas Girčys

2

Reason for the notification

a)

Position/status

IPFD Managing Director

b)

Initial notification /Amendment

Initial notification

3

Details of the issuer, emission allowance market participant, auction platform, auctioneer or auction monitor

a)

Name

International Personal Finance plc

b)

LEI

213800II1O44IRKUZB59

4

Details of the transaction(s): section to be repeated for (i) each type of instrument; (ii) each type of transaction; (iii) each date; and (iv) each place where transactions have been conducted

a)

Description of the financial instrument, type of instrument

Identification code

Ordinary shares of 10p

ISIN number: GB00B1YKG049

b)

Nature of the transaction

Exercise of 113,153 shares under the International Personal Finance plc Restricted Share Plan granted in 2023.

c)

Price(s) and volume(s)

d)

Aggregated information

- Aggregated volume

- Price

N/A

e)

Date of the transaction

11 May 2026

f)

Place of the transaction

Outside a trading venue

1

Details of the person discharging managerial responsibilities / person closely associated

a)

Name

Tom Allder

2

Reason for the notification

a)

Position/status

Chief Marketing Officer

b)

Initial notification /Amendment

Initial notification

3

Details of the issuer, emission allowance market participant, auction platform, auctioneer or auction monitor

a)

Name

International Personal Finance plc

b)

LEI

213800II1O44IRKUZB59

4

Details of the transaction(s): section to be repeated for (i) each type of instrument; (ii) each type of transaction; (iii) each date; and (iv) each place where transactions have been conducted

a)

Description of the financial instrument, type of instrument

Identification code

Ordinary shares of 10p

ISIN number: GB00B1YKG049

b)

Nature of the transaction

a) Exercise of 87,031 shares under the International Personal Finance plc Restricted Share Plan granted in 2023.

b) Subsequent sale of 41,048 shares to cover the tax and NI liabilities only.

c)

Price(s) and volume(s)

d)

Aggregated information

- Aggregated volume

- Price

N/A

e)

Date of the transaction

11 May 2026

f)

Place of the transaction

a) Outside a trading venue

b) London Stock Exchange

1

Details of the person discharging managerial responsibilities / person closely associated

a)

Name

Tom Crane

2

Reason for the notification

a)

Position/status

Chief Legal Officer

b)

Initial notification /Amendment

Initial notification

3

Details of the issuer, emission allowance market participant, auction platform, auctioneer or auction monitor

a)

Name

International Personal Finance plc

b)

LEI

213800II1O44IRKUZB59

4

Details of the transaction(s): section to be repeated for (i) each type of instrument; (ii) each type of transaction; (iii) each date; and (iv) each place where transactions have been conducted

a)

Description of the financial instrument, type of instrument

Identification code

Ordinary shares of 10p

ISIN number: GB00B1YKG049

b)

Nature of the transaction

a) Exercise of 116,470 shares under the International Personal Finance plc Restricted Share Plan granted in 2023.

b) Subsequent sale of 54,912 shares to cover the tax and NI liabilities only.

c)

Price(s) and volume(s)

d)

Aggregated information

- Aggregated volume

- Price

N/A

e)

Date of the transaction

11 May 2026

f)

Place of the transaction

a) Outside a trading venue

b) London Stock Exchange

1

Details of the person discharging managerial responsibilities / person closely associated

a)

Name

Viktor Boczán

2

Reason for the notification

a)

Position/status

Country Manager - Hungary

b)

Initial notification /Amendment

Initial notification

3

Details of the issuer, emission allowance market participant, auction platform, auctioneer or auction monitor

a)

Name

International Personal Finance plc

b)

LEI

213800II1O44IRKUZB59

4

Details of the transaction(s): section to be repeated for (i) each type of instrument; (ii) each type of transaction; (iii) each date; and (iv) each place where transactions have been conducted

a)

Description of the financial instrument, type of instrument

Identification code

Ordinary shares of 10p

ISIN number: GB00B1YKG049

b)

Nature of the transaction

Exercise of 74,894 shares under the International Personal Finance plc Restricted Share Plan granted in 2023.

c)

Price(s) and volume(s)

d)

Aggregated information

- Aggregated volume

- Price

N/A

e)

Date of the transaction

11 May 2026

f)

Place of the transaction

Outside a trading venue

Georgia Dunn (Company Secretary)

+44 7584 615 230