Update re FCA Motor Finance redress scheme

Secure Trust Bank PLC

31 March 2026

For immediate release

SECURE TRUST BANK PLC

Update relating to FCA Motor Finance redress scheme

Secure Trust Bank PLC ("STB" or the "Group") notes the publication yesterday evening of the final details of the Financial Conduct Authority's ("FCA") industry-wide redress scheme relating to UK motor finance commissions.

The Group is reviewing the details of the FCA's scheme, including the implementation requirements and financial implications. The Group will provide further updates to the market as appropriate.

Enquiries:

Secure Trust Bank PLC

Ian Corfield, Chief Executive Officer

Rachel Lawrence, Chief Financial Officer

Phil Deakin, Strategy and Corporate Development Director

Tel: 0121 693 9100

Investec Bank plc (Joint Broker)

Christopher Baird

David Anderson

Maria Gomez de Olea

Tel: +44 (0) 20 7597 5970

Shore Capital Stockbrokers (Joint Broker)

Mark Percy / Sophie Collins (Corporate Advisory)

Oliver Jackson / Ansh Batura (Corporate Broking)

Tel: +44 (0) 20 7408 4090

Camarco

Geoffrey Pelham-Lane, Amrith Uppuluri

[email protected]

Tel: +44 (0) 7733 124 226, +44 (0) 7763 083 058

About STB

STB is an established, well‐funded and capitalised UK retail bank with a more than 70‐year trading track record. STB operates principally from its head office in Solihull, West Midlands. The Group's diversified lending portfolio currently focuses on two sectors:

(i) Business Finance through its Real Estate Finance and Commercial Finance divisions; and

(ii) Consumer Finance through its V12 Retail Finance division,

supported by its Savings division.

Secure Trust Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Secure Trust Bank PLC, Yorke House, Arleston Way, Solihull, B90 4LH.