Publication of Prospectus

Publication of Prospectus and Annual update of Euro Medium Term Note Programme - Tesco Personal Finance plc

Tesco Personal Finance plc (the Company) has updated its Euro Medium Term Note Programme (the Programme). The following offering circular (the Offering Circular) has been approved by the UK Listing Authority and is available for viewing:

Offering Circular dated 31 October 2012 relating to the Tesco Personal Finance PLC £2,000,000,000 Euro Medium Term Note Programme

To view the full document, please paste the URL below into the address bar of your browser.

http://www.rns-pdf.londonstockexchange.com/rns/0151Q_-2012-10-31.pdfA copy of the Offering Circular has been submitted to the National Storage Mechanism and will shortly be available for inspection at: www.Hemscott.com/nsm.do

For further information, please contact:

Tesco Personal Finance plcInterpoint Building22 Haymarket Yards

Edinburgh EH12 5BH