Publication of Final Terms

Publication of Final Terms

The following Final Terms are available for viewing:

Final Terms for Lloyds TSB Bank plc's U.S.$2,000,000,000 6.500% Fixed Rate Subordinated Lower Tier 2 Notes due 2020 (the "Notes") issued pursuant to the prospectus dated 14 May 2010 as supplemented by the supplementary prospectus dated 23 August 2010 and the supplementary prospectus dated 6 September 2010 (together, the "Prospectus") in connection with the U.S.$35,000,000,000 Medium Term Note Programme of Lloyds Banking Group plc and Lloyds TSB Bank plc.

The Final Terms for the Notes contain the final terms of the Notes. The Final Terms of the Notes must be read in conjunction with the Prospectus, which constitutes a base prospectus for the purposes of the Prospectus Directive (Directive 2003/71/EC).

To view the Final Terms relating to the Notes, please paste the following URL into the address bar of your browser:

http://www.rns-pdf.londonstockexchange.com/rns/6351S_-2010-9-14.pdf

A copy of the Final Terms and the Prospectus have been submitted to the National Storage Mechanism and will shortly be available for inspection at: www.Hemscott.com/nsm.do.

For further information:

The Press Office

Tel: +44 20 7356 2493 Fax: +44 20 7356 2494

Investor Relations

Michael Oliver Director of Investor Relations Tel: +44 20 7356 1273 E-mail: [email protected]

Moira d'Arcy Head of Debt Investor Relations Tel: +44 20 7356 2164 E-mail: moira.d'[email protected]

Lloyds Banking Group plc Registered Office The Mound Edinburgh EH1 1ZY

Lloyds TSB Bank plc Registered Office 25 Gresham Street London EC2V 7HN

Disclaimer - Intended Addressees

Please note that the information contained in the Final Terms and the Prospectus may be addressed to and/or targeted at persons who are residents of particular countries (specified in the Prospectus) only and is not intended for use and should not be relied upon by any person outside these countries and/or to whom the offer contained in the Final Terms or the Prospectus is not addressed. Prior to relying on the information contained in the Final Terms or the Prospectus you must ascertain from the Final Terms and/or the Prospectus whether or not you are part of the intended addressees of the information contained therein.

In particular, the Prospectus does not constitute an offer of securities for sale in the United States. This is not for distribution in the United States. The securities described herein have not been, and will not be, registered under the U.S. Securities Act of 1933, as amended (the "Securities Act"), or under any relevant securities laws of any state of the United States and are subject to U.S. tax law requirements. Subject to certain exceptions, the securities may not be offered or sold within the United States or to, or for the account or benefit of, U.S. persons or to persons within the United States, as such terms are defined in Regulation S under the Securities Act. There will be no public offering of the securities in the United States.

Your right to access this service is conditional upon complying with the above requirement.