Notice to the Series 2021-1 Covered Bondholders

NOTICE TO COVERED BONDHOLDERS

Lloyds Bank PLC (the Issuer)

£1,750,000,000 Series 2021-1 Floating Rate Covered Bonds due August 2026

(ISIN: XS2367214694; Common Code: 236721469)

issued by the Issuer (together, the Series 2021-1 Covered Bonds and the holders thereof the Covered Bondholders) constituted by a Trust Deed dated 20 October 2008 (as the same may be amended or supplemented from time to time) between the Issuer, Lloyds Bank Covered Bonds LLP, BNY Mellon Corporate Trustee Services Limited and The Bank of New York Mellon, acting through its London Branch, and issued under the €60 billion Global Covered Bond Programme irrevocably and unconditionally guaranteed as to payment of principal and interest by Lloyds Bank Covered Bonds LLP (the Programme)

Publication of Amended Final Terms

Terms used and not defined herein shall have the same meanings given thereto in the Prospectus issued by the above named Issuer and dated 2 July 2021 and the supplemental prospectus dated 30 July 2021.

The following amendments (as approved by the Series 2021-1 Covered Bondholders on 31 July 2025, by way of Written Resolution) are made to the Conditions set out in the Final Terms dated 6 August 2021, as amended and restated on 31 July 2025 in respect of the Series 2021-1 Covered Bonds under the Programme:

1. Part A - Contractual Terms, Item 8(i) (Final Maturity Date) is amended to "Interest Payment Date falling in or nearest to 8 August 2030";

2. Part A - Contractual Terms, Item 8(ii) (Extended Due for Payment Date of Guaranteed Amounts corresponding to the Final Redemption Amount under the Covered Bond Guarantee) is amended to "Interest Payment Date falling in or nearest to 8 August 2031";

3. Part A - Contractual Terms, Item 9 (Interest Basis) is amended to "From and including the Issue Date to but excluding the Specified Interest Payment Date on 8 August 2025, SONIA +0.25 per cent. Floating Rate

From and including the Specified Interest Payment Date on 8 August 2025, SONIA +0.53 per cent. Floating Rate";

4. Part A - Contractual Terms, Item 16(vi) (Screen Rate Determination - Reference Rate) for the Series 2021-1 Covered Bonds shall be "From and including the Issue Date to but excluding the Specified Interest Payment Date on 8 August 2025, SONIA +0.25 per cent. Floating Rate

From and including the Specified Interest Payment Date on 8 August 2025, SONIA +0.53 per cent. Floating Rate"; and

5. Part A - Contractual Terms, Item 16(ix) (Margin) is amended to "From and including the Issue Date to but excluding the Specified Interest Payment Date on 8 August 2025, +0.25 per cent. per annum

From and including the Specified Interest Payment Date on 8 August 2025, +0.53 per cent. per annum".

These changes were effective 31 July 2025.

To view the amended Final Terms, please paste the following URL into the address bar of your browser:

http://www.rns-pdf.londonstockexchange.com/rns/4571T_1-2025-7-31.pdf

For further information, please contact:

Lloyds Bank plcRegistered Office25 Gresham StreetLondon EC2V 7HN

Disclaimer - Intended Addressees

Please note that the information contained in this announcement and the Series 2021-1 Final Terms may be addressed to and/or targeted at persons who are residents of particular countries (specified in the Prospectus) only and is not intended for use and should not be relied upon by any person outside these countries and/or to whom this announcement and the Series 2021-1 Final Terms are not addressed. Prior to relying on the information contained in this announcement and the Series 2021-1 Final Terms you must ascertain from the Prospectus whether or not you are one of the intended addressees of the information contained in this announcement and the Series 2021-1 Final Terms.

In particular, this announcement and the Series 2021-1 Final Terms do not constitute an offer or invitation to subscribe for, or purchase, securities in the United States or in any other jurisdiction where such an offer or invitation would be unlawful. This announcement and the Series 2021-1 Final Terms are not for distribution in the United States or to U.S. persons (as defined below) other than to qualified institutional buyers within the meaning of and in reliance on Rule 144A of the U.S. Securities Act of 1933, as amended (the Securities Act). The securities described herein have not been, and will not be, registered under the Securities Act or under any relevant securities laws of any state of the United States of America and are subject to U.S. tax law requirements. The securities may not be offered or sold within the United States or to, or for the account or benefit of, U.S. persons or to persons within the United States of America (as such terms are defined in Regulation S under the Securities Act) except pursuant to registration or an exemption from the registration requirements of the Securities Act. There will be no public offering of the securities in the United States. For a description of the restrictions on offers and sales of the securities described herein, please refer to the Series 2021-1 Final Terms and the Prospectus.

Your right to access this service is conditional upon complying with the above requirement.