Notice to Noteholders

NOTICE OF EXERCISE OF THE MORTGAGE POOL OPTION AND MANDATORY REDEMPTION IN FULL OF THE NOTES

Tower Bridge Funding 2022-1 PLC

(Registered in England and Wales under number 13688313)

(the "Issuer")

Class A Notes due December 2063 (Regulation S ISIN XS2432286115 and Rule 144A ISIN XS2432287196)Class B Notes due December 2063 (Regulation S ISIN XS2432286206 and Rule 144A ISIN XS2432287352)Class C Notes due December 2063 (Regulation S ISIN XS2432286461 and Rule 144A ISIN XS2432287436)Class D Notes due December 2063 (Regulation S ISIN XS2432286628 and Rule 144A ISIN XS2432287519)Class X Notes due December 2063Class Z Notes due December 2063 (the "Notes")

The Master Definitions Schedule, dated 24 January 2022 and signed for the purpose of identification by Cadwalader, Wickersham & Taft LLP and Allen Overy Shearman Sterling LLP (formerly Allen & Overy LLP) in connection with the Notes (as the same may have been amended, varied or supplemented from time to time, the "Master Definitions Schedule") is expressly and specifically incorporated into this notice and, accordingly, the expressions defined in the Master Definitions Schedule shall, except where the context otherwise requires and save where otherwise defined in this notice, have the same meanings in this notice and this notice shall be construed in accordance with the interpretation provisions set out in Clause 2 (Interpretation) of the Master Definitions Schedule.

IRREVOCABLE NOTICE IS HEREBY GIVEN by the Issuer to each Noteholder in accordance with Note Condition 13 (Notice to Noteholders) that:

(a) Vida Bank Limited, as the Mortgage Pool Option Holder, has exercised the Mortgage Pool Option pursuant to the Deed Poll and has agreed to acquire the Mortgage Pool Option Loans from the Issuer on the Interest Payment Date falling in 20 March 2026, such date being 20 March 2026 (the "Call Option Date");

(b) all of the outstanding Notes will be redeemed by the Issuer on the Call Option Date pursuant to Note Condition 5(d)(i) (Mandatory Redemption in Full) at an amount equal to the Principal Amount Outstanding of the relevant Note to be redeemed with accrued (and unpaid) interest on the Principal Amount Outstanding of the relevant Note up to but excluding the date of redemption; and

(c) the Issuer has delivered to the Note Trustee a certificate signed by two directors of the Issuer stating that it will on the date for redemption have the necessary funds from a sale of the Charged Property pursuant to the Deed Poll, together with any amounts standing to the credit of the Transaction Account (including the General Reserve Fund and the Liquidity Reserve Fund) and/or any other cash held by or on behalf of the Issuer (other than any Swap Excluded Receivable Amounts and any Issuer Profit Amount) as would be required to (I) redeem all of the Notes then outstanding in full together with accrued and unpaid interest on such Notes, (II) pay amounts required under the Pre-Enforcement Priority of Payments to be paid in priority to or pari passu with the Notes on such Call Option Date; and (III) pay any other costs associated with the exercise of the Mortgage Pool Option.

By: Tower Bridge Funding 2022-1 PLC

10th Floor, 5 Churchill PlaceLondon E14 5HU

as Issuer

Dated 18 February 2026