Notice of Merger

Notice dated 1 october 2013

Bank of America Corporation

To: All holders of securities (the "Relevant Securities") which are issued by Merrill Lynch & Co., Inc. ("ML&Co") or guaranteed by ML&Co (the "Guarantees") and remain outstanding

Bank of America Corporation ("BAC") hereby gives notice that effective as of 1 October 2013, ML&Co merged into BAC (the "Merger"), with BAC being the surviving corporation. Pursuant to the Merger, BAC succeeded to and became vested in all assets, rights and privileges, and assumed and became subject to all liabilities and obligations of ML&Co at the time of the Merger by operation of the law. From and after the Merger, (a) the Relevant Securities which were previously the obligations of ML&Co in its capacity as issuer are the obligations of BAC and, as soon as reasonably practicable, the International Securities Identification Number for each such Relevant Security is intended to be listed under the name of BAC, and (b) the Guarantees which were previously the obligations of ML&Co as guarantor of the Relevant Securities are the obligations of BAC. The paying agent(s) and exchange listings for the Relevant Securities will remain unchanged.

Enquiries may be directed to:

Bank of America Corporation

Bank of America Corporate Center,

100 North Tryon Street,

NC1-007-06-11,

Charlotte,

North Carolina 28255-0065