Notice of Annual Results & Investor Presentations

FOR IMMEDIATE RELEASE

NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION, IN WHOLE OR IN PART, DIRECTLY OR INDIRECTLY, IN OR INTO OR FROM THE UNITED STATES, ANY MEMBER STATE OF THE EUROPEAN ECONOMIC AREA (OTHER THAN THE REPUBLIC OF IRELAND), AUSTRALIA, CANADA, SOUTH AFRICA OR ANY OTHER JURISDICTION WHERE IT IS UNLAWFUL TO DO SO.

16 March 2026

EJF Investments Ltd

("EJFI" or the "Company")

Notice of Annual Results and Investor Presentations

EJFI, which provides investors exposure to a diversified portfolio of regulated debt issued by smaller US banks and insurance companies and participation in certain management fee income streams of EJF Capital LP ("EJF"), intends to announce its Annual Results for the year ended 31 December 2025 (the "Annual Results") on or around Thursday, 26 March 2026.

A results presentation for analysts and institutional investors is scheduled to take place on Monday, 30 March at 10:00am (BST) via a live webcast. To access the live webcast, please register by contacting your usual representative of Panmure Liberum. Webcast participants will be able to submit questions via a Q&A facility during the webcast.

The results presentation slides will also be made available via the Company's website at: https://www.ejfi.com/investors/?category=financial-reports&year=#filter.

Additionally, Neal Wilson, Chief Executive Officer of the Investment Manager, will make a live presentation of the Annual Results via Investor Meet Company on Tuesday, 31 March at 10:00am (BST). The live presentation is open to all existing and potential shareholders. Questions can be submitted pre-event via the Investor Meet Company dashboard up until Monday, 30 March 9:00am (BST), or at any time during the live presentation.

Investors can sign up to Investor Meet Company for free via: https://www.investormeetcompany.com/ejf-investments-ltd/register-investor.

Investors who already follow EJFI on the Investor Meet Company platform will automatically be invited.

ENQUIRIES

For the Investment Manager

EJF Investments Manager LLC Mungo Hargreaves / Jay Ghatalia

[email protected] / [email protected]

+44 20 3752 6775 / +44 203 752 6776

For the Company Secretary and Administrator Apex Financial Services (Alternative Funds) Limited [email protected]

+44 204 549 0721

For the Broker Panmure Liberum Darren Vickers

[email protected]

+44 203 100 2222

Barclays Bank PLC

Dion Di Miceli/Stuart Muress/James Atkinson [email protected]

+44 207 623 2323

About EJF Investments Ltd

EJFI's objective is to provide shareholders with attractive risk adjusted returns through regular dividends and capital growth over the long term. EJFI generates exposure primarily to a diversified portfolio of loans issued by financial institutions and related or similar assets in the U.S., U.K. and Europe.

EJFI currently invests primarily in CDO Equity Tranches structured by an affiliate of EJF Capital LLC, providing levered exposure to a highly diversified portfolio of securities issued by U.S. financial institutions (banks and insurance companies), these being Risk Retention Investments.

EJFI is a registered closed-ended limited liability company incorporated in Jersey under the Companies (Jersey) Law 1991, as amended, on 20 October 2016 with registered number 122353. The Company is regulated by the Jersey Financial Services Commission (the "JFSC"). The JFSC is protected by both the Collective Investment Funds (Jersey) Law 1988 and the Financial Services (Jersey) Law 1998, as amended, against liability arising from the discharge of its functions under such laws.

The JFSC has not reviewed or approved this announcement.

LEI: 549300XZYEQCLA1ZAT25

Investor information & warnings

The latest available information on the Company can be accessed via its website at www.ejfi.com.

This communication has been issued by, and is the sole responsibility of, the Company and is for information purposes only. It is not, and is not intended to be an invitation, inducement, offer or solicitation to deal in the shares of the Company. The price and value of shares in the Company and the income from them may go down as well as up and investors may not get back the full amount invested on disposal of shares in the Company. An investment in the Company should be considered only as part of a balanced portfolio of which it should not form a disproportionate part. Prospective investors are advised to seek expert legal, financial, tax and other professional advice before making any investment decision.