Notice of AGM (Common Shareholders)

Byblos Bank S.A.L.

Announcement to shareholders - Invitation to the Annual Ordinary General Assembly of Common Shareholders

05 April 2018

The shareholders of Byblos Bank S.A.L. are invited to attend the annual ordinary general assembly to be held at Byblos Bank headquarters in Ashrafieh, Elias Sarkis Avenue, at 09:30 AM on Friday 20 April 2018, in order to discuss and decide on the matters listed on the following agenda:

1- To hear the general and special Board reports for the fiscal year 2017.

2- To hear the Auditors' general and special reports for the fiscal year 2017.

3- To approve the accounts of the fiscal year 2017 and the allocation of its results.

4- To discharge the Chairman and Board members for their administrative duties during the fiscal year 2017.

5- To elect a new Board of Directors.

6- To approve the operations performed between the Board members and the Bank during the fiscal year 2017 and to authorize the Board members, in accordance with Articles 158 and 159 of the Code of Commerce and Article 152 of the Code of Money and Credit, to carry out during 2018 all the operations described in the special report of both the Board of Directors and the auditors.

7- To appoint the Auditors for 2018, 2019 and 2020.

8- To determine the Auditors' remuneration and the Board of Directors and Board Committee members' emoluments for the fiscal year 2018.

9- Miscellaneous

The balance sheet, inventory, profit and loss account for the fiscal year 2017, general and special reports of both the Board and the auditors for the fiscal year 2017, consolidated profit and loss account, consolidated balance sheet and relevant auditors' report, as well as the list of the shareholders will be made available to shareholders at Byblos Bank Headquarters in Ashrafieh, Elias Sarkis Avenue, during the regular business hours 16 days before the meeting.

The Board of Directors