Invitation to an Extraordinary General Assembly

Byblos Bank S.A.L.

Announcement to shareholders - Invitation to an Extraordinary General Assembly

30 August 2016

The holders of Byblos Bank S.A.L. common shares are invited to attend the Extraordinary General Assembly to be held at Byblos Bank Headquarters in Ashrafieh, Elias Sarkis Avenue, at 12:00 noon on Friday, 30 September 2016, in order to discuss and decide on the matters listed on the following agenda:

1) Approval of the acquisition of the assets, rights, liabilities and obligations of Banque Pharaon & Chiha S.A.L. in accordance with Article 10 of Law 192/93.

2) Miscellaneous.

The Board of Directors