Information note to the shareholders

HALYK BANK OF KAZAKHSTANJOINT STOCK COMPANY

(40, Al-Farabi Avenue, Medeu District, À26Ì3Ê5, Almaty, Republic of Kazakhstan)

INFORMATION NOTE FOR HALYK BANK JSC SHAREHOLDERS

Halyk Bank JSC (the "Bank") informs on the resolution adopted at the Extraordinary General Shareholders' Meeting of the Bank held on 9 December 2024 by absent voting, to pay dividends on common shares of the Bank (ISIN KZ000A0LE0S4) for 2023:

the dividend amount per common share: KZT 9.57;

the dividend payment start date: 12 December 2024;

the timing and form of dividend payments:

the record date of the list of shareholders eligible to receive dividends, as of 00:00 a.m. 10 December 2024 (Almaty time);

the dividend payment form - bank transfer.

The amount of dividends to be paid to the shareholders of the Bank - KZT 104,202,674,858.04.

Please contact The Bank of New York (the "Depositary") for the procedure of dividend payment to GDR holders.

Please feel free to contact the Depositary if you need any further information:

Ms. Mira Daskal, telephone: +1 212 815 5021, e-mail: [email protected]

The Bank of New York, 240 Greenwich Street, 8th Floor, New York NY, 10286 U.S.A.

For further information, please contact:

Halyk Bank

Mira Tiyanak +7 727 259 04 30

[email protected]

Gulnur Ketebay +7 (727) 259 07 88

[email protected]

Rustam Telish +7 727 330 15 66

[email protected]

Nurgul Mukhadi +7 727 330 16 77

[email protected]