Iccrea Launches New Mobile App

21 October 2015

VIPERA PLC

("Vipera" or the "Company")

Iccrea Launches New Mobile App

Vipera (AIM:VIP), the specialist provider of mobile financial services, is pleased to announce that its customer Iccrea Banking Group ("Iccrea Group"), has launched a new mobile application, managed and deployed in collaboration with KPMG.

The new application, MyCartaBCC for Iccrea Group's credit card CartaBCC, managed by ICCREA BANCA will now provide its customers with a range of functions and services accessible on their smartphone, ensuring an enhanced and more secure customer experience.

Additional features include real time alerts on card transactions, the ability to control where and how their card is used - including a temporary card lock security feature - and enrollment in a new loyalty program, PremiaTi, which will provide the bank's customers with a range of targeted and exclusive retail offers.

The application is deployed on MOTIF, Vipera's propriety digital financial services multi-purpose platform, characterised by a lightweight, flexible and scalable architecture and ease of integration to enterprise environments.

Geolocation services will ensure that customers of the regional network of the 372 banks that form the Iccrea Group, will enjoy a highly localised and personalised experience with local branch and ATM locator functions and in future releases, local retail and points of interest promotions.

Marco Casartelli, CEO of Vipera, commented: "We are very pleased to have delivered successful products and services to Iccrea in conjunction with KPMG. Our platform allows both established and challenger banks to deliver superior customer services via their mobile banking applications. We look forward to our continuing relationship with Iccrea."

Laura Servadei, Head of Marketing Credit Card BCC, commented "The collaboration with KPMG and Vipera has ensured effectiveness, speed and continual improvement in our customer propositions, while ensuring the growth of digital skills for the team of professionals in our group".

About Vipera:

Vipera Plc (AIM:VIP) a cutting edge Mobile Financial Services and Digital Customer Engagement Solutions provider, serves financial institutions worldwide with differentiated mobile banking, card management and customer engagement capabilities based around its proprietary bank grade multi-purpose platform, Motif. Additionally, it provides consultancy and other services to banks and financial institutions. For further information, please visit www.vipera.com

About Iccrea:

Iccrea is the Italian Group of Cooperative Credit Banks, serving 6 million clients. The Group is governed by Iccrea Holding SpA, which delivers products and services to the Banks, and their clients, Corporate and Retail. Iccrea Holding is member of UNICO Banking Group, based in Brussels, the Association of the Holdings of the main European Cooperative Banks.

To Iccrea Holding refers Iccrea Banca , the central Institute for all Cooperative Credit Banks.

CartaBCC is the brand for all credit cards issued by the Cooperative Credit Banks to their 6 million clients (credit, debt, prepaid,etc)