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FRN Variable Rate Fix - Amendment

12th Feb 2026 14:45

11-February-2026

Issue: Newday Funding Master Issuer Plc

Series 2023-1 Class A2 144A

US65120LAL53

Care Amendment

Pursuant to our appointment as Agent for the above stated issue, please be advised of the following interest rate determination:

Date From: 15-January-2026

Date To: 16-February-2026

Record Date: 13-February-2026

Value Date: 17-February-2026

Benchmark Rate: 3.65752%

Margin: 1.75%

Total Rate: 5.40752%

Number of Days: 32

Day Count: Actual / 360

Interest Frequency: Monthly

Total Amount Due:

USD 264,367.64

Interest Per 1K: USD 4.80668436

Pool Factor: 1

View source version on businesswire.com: https://www.businesswire.com/news/home/20260212079807/en/

Copyright Business Wire 2026

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