Form 8.3 INTERNATIONAL PERSONAL FINANCE PLC

FORM 8.3

PUBLIC OPENING POSITION DISCLOSURE/DEALING DISCLOSURE BY

A PERSON WITH INTERESTS IN RELEVANT SECURITIES REPRESENTING 1% OR

MORE

Rule 8.3 of the Takeover Code (the "Code")

1.

KEY INFORMATION

(a)

Full name of discloser:

Barclays PLC.

(b)

Owner or controller of interest and short

positions disclosed, if different from 1(a):

(c)

Name of offeror/offeree in relation to whose

INTERNATIONAL PERSONAL FINANCE PLC

relevant securities this form relates:

(d)

If an exempt fund manager connected with an

offeror/offeree, state this and specify identity of

offeror/offeree:

(e)

Date position held/dealing undertaken:

18 Nov 2025

(f)

In addition to the company in 1(c) above, is the discloser making

NO

disclosures in respect of any other party to the offer?

2.

POSITIONS OF THE PERSON MAKING THE DISCLOSURE

(a)

Interests and short positions in the relevant securities of the offeror or offeree

to which the disclosure relates following the dealing(if any)

Class of relevant security:

10p ordinary

Interests

Short Positions

Number

(%)

Number

(%)

(1)

Relevant securities owned

and/or controlled:

4,979,592

2.27%

356,186

0.16%

(2)

Cash-settled derivatives:

258,113

0.12%

4,339,087

1.98%

(3)

Stock-settled derivatives (including options)

and agreements to purchase/sell:

0

0.00%

0

0.00%

TOTAL:

5,237,705

2.39%

4,695,273

2.14%

(b)

Rights to subscribe for new securities (including directors and other executive

options)

Class of relevant security in relation to

which subscription right exists

Details, including nature of the rights

concerned and relevant percentages:

3.

DEALINGS (IF ANY) BY THE PERSON MAKING THE DISCLOSURE

(a)

Purchases and sales

Class of relevant

Purchase/sale

Number of

Price per unit

security

securities

10p ordinary

Purchase

276,447

2.0320 GBP

10p ordinary

Purchase

58,022

2.0400 GBP

10p ordinary

Purchase

21,758

2.0403 GBP

10p ordinary

Purchase

14,251

2.0448 GBP

10p ordinary

Purchase

12,684

2.0238 GBP

10p ordinary

Purchase

7,007

2.0278 GBP

10p ordinary

Purchase

3,387

2.0297 GBP

10p ordinary

Purchase

800

2.0568 GBP

10p ordinary

Sale

296,004

2.0970 GBP

10p ordinary

Sale

250,472

2.0589 GBP

10p ordinary

Sale

43,153

2.0400 GBP

10p ordinary

Sale

38,690

2.0313 GBP

10p ordinary

Sale

25,964

2.0544 GBP

10p ordinary

Sale

24,896

2.0290 GBP

10p ordinary

Sale

19,372

2.0377 GBP

10p ordinary

Sale

10,844

2.0276 GBP

10p ordinary

Sale

8,104

2.0428 GBP

10p ordinary

Sale

7,492

2.0341 GBP

10p ordinary

Sale

5,552

2.0365 GBP

10p ordinary

Sale

5,525

2.0273 GBP

10p ordinary

Sale

5,495

2.0411 GBP

10p ordinary

Sale

3,146

2.0388 GBP

10p ordinary

Sale

1,614

2.0320 GBP

10p ordinary

Sale

1,082

2.0469 GBP

10p ordinary

Sale

867

2.0309 GBP

10p ordinary

Sale

838

2.0398 GBP

10p ordinary

Sale

661

2.0301 GBP

10p ordinary

Sale

387

2.0300 GBP

10p ordinary

Sale

100

2.0616 GBP

10p ordinary

Sale

13

2.0550 GBP

(b)

Cash-settled derivative transactions

Class of

Product

Nature of dealing

Number of

Price per

relevant

description

reference

unit

security

securities

10p ordinary

SWAP

Opening Short

3,387

2.0297 GBP

10p ordinary

SWAP

Increasing Short

106,447

2.0319 GBP

10p ordinary

SWAP

Increasing Short

170,000

2.0320 GBP

10p ordinary

SWAP

Decreasing Short

5,525

2.0273 GBP

10p ordinary

SWAP

Decreasing Short

1,200

2.0275 GBP

10p ordinary

SWAP

Decreasing Short

10,844

2.0276 GBP

10p ordinary

SWAP

Decreasing Short

15,793

2.0285 GBP

10p ordinary

SWAP

Decreasing Short

387

2.0300 GBP

10p ordinary

SWAP

Decreasing Short

661

2.0301 GBP

10p ordinary

SWAP

Decreasing Short

867

2.0309 GBP

10p ordinary

SWAP

Decreasing Short

1,614

2.0320 GBP

10p ordinary

SWAP

Decreasing Short

7,492

2.0341 GBP

10p ordinary

SWAP

Decreasing Short

5,552

2.0365 GBP

10p ordinary

SWAP

Decreasing Short

19,372

2.0377 GBP

10p ordinary

SWAP

Decreasing Short

838

2.0398 GBP

10p ordinary

SWAP

Decreasing Short

1,744

2.0400 GBP

10p ordinary

SWAP

Decreasing Short

5,495

2.0411 GBP

10p ordinary

SWAP

Decreasing Short

8,104

2.0428 GBP

10p ordinary

SWAP

Decreasing Short

187

2.0449 GBP

10p ordinary

SWAP

Decreasing Short

3

2.0466 GBP

10p ordinary

SWAP

Decreasing Short

24,577

2.0558 GBP

10p ordinary

SWAP

Decreasing Short

250,472

2.0589 GBP

10p ordinary

SWAP

Decreasing Short

296,004

2.0974 GBP

10p ordinary

SWAP

Increasing Short

11,286

2.0236 GBP

10p ordinary

SWAP

Increasing Short

1,398

2.0250 GBP

10p ordinary

SWAP

Increasing Short

7,007

2.0278 GBP

10p ordinary

SWAP

Increasing Short

154

2.0319 GBP

10p ordinary

SWAP

Increasing Short

1,199

2.0376 GBP

10p ordinary

SWAP

Increasing Short

988

2.0397 GBP

10p ordinary

SWAP

Increasing Short

7,040

2.0400 GBP

10p ordinary

SWAP

Increasing Short

641

2.0568 GBP

10p ordinary

SWAP

Increasing Short

159

2.0569 GBP

10p ordinary

SWAP

Increasing Short

4,114

2.0583 GBP

10p ordinary

CFD

Decreasing Short

24,896

2.0290 GBP

10p ordinary

CFD

Decreasing Short

19,056

2.0333 GBP

10p ordinary

CFD

Decreasing Short

3,010

2.0400 GBP

10p ordinary

CFD

Decreasing Short

1,082

2.0469 GBP

10p ordinary

CFD

Increasing Short

21,758

2.0403 GBP

(c)

Stock-settled derivative transactions (including options)

(i)

Writing, selling, purchasing or varying

Class

Product

Writing,

Number

Exercise

Type

Expiry

Option

of

description

purchasing,

of

price

date

money

relevant

selling,

securities

per unit

paid/

security

varying etc

to which

received

option

per unit

relates

(ii)

Exercise

Class of relevant

Product description

Exercising/ exercised against

Number of

Exercise price per

security

securities

unit

(d)

Other dealings (including subscribing for new securities)

Class of relevant

Nature of Dealings

Details

Price per unit (if

security

applicable)

4.

OTHER INFORMATION

(a)

Indemnity and other dealings arrangements

Details of any indemnity or option arrangement, or any agreement or understanding,

formal or informal, relating to relevant securities which may be an inducement to deal

or refrain from dealing entered into by the exempt principal trader making the disclosure and any party

to the offer or any person acting in concert with a party to the offer:

NONE

(b)

Agreements, arrangements or understandings relating to options or derivatives

Details of any agreement, arrangement or understanding, formal or informal, between

the person making the disclosure and any other person relating to:

(i) the voting rights of any relevant securities under any option; or

(ii) the voting rights of future acquisition or disposal of any relevant securities to which

any derivative is referenced:

NONE

(c)

Attachments

Is a Supplemental Form 8 (Open Positions) attached?

NO

Date of disclosure:

19 Nov 2025

Contact name:

Large Holdings Regulatory Operations

Telephone number:

020 3134 7213