Expenditure on and recoveries from debt portfolios

In line with the adopted disclosure policy, KRUK S.A. discloses the amount of expenditure on and recoveries from the management of debt portfolios purchased by the KRUK Group (Group).

Q1 2026

*Position „Deviation between actual and projected recoveries, decreases on early collections in collateralised cases, payments from original creditor” in the financial statements.**Percentage deviation between actual and projected recoveries determined as the ratio of deviation between actual and projected recoveries’* to the difference between ‘actual recoveries’ and ‘deviation between actual and projected recoveries’*.The finally determined financial results for Q1 2026 will be disclosed in the report of the KRUK Group for Q1 2026, scheduled for issue on April 29th 2026.

ContactsAnna Kowalczyktel. no.: +48 71 790 2280e-mail: [email protected] Ka?uziaktel. no.: +48 71 345 6789e-mail: [email protected]

About UsKRUK Group is a leading European player in debt management sector. The company was established in 1998 and now operates in Poland, Romania, Italy, Spain and France. KRUK is present on Warsaw Stock Exchange in Poland and is also regular issuer of bonds on Warsaw Bond Market - Catalyst.

This information is information that KRUK S.A. is obliged to make public pursuant to the EU Market Abuse Regulation. The information was submitted for publication, through the agency of the contact persons set out above, at 2026-04-08 15:10 CEST.

AttachmentsExpenditure on and recoveries from debt portfolios