Director/PDMR Shareholding

1

Details of the person discharging managerial responsibilities / person closely associated

a)

Name

Gerard Ryan

2

Reason for the notification

a)

Position/status

Chief Executive Officer

b)

Initial notification /Amendment

Initial notification

3

Details of the issuer, emission allowance market participant, auction platform, auctioneer or auction monitor

a)

Name

International Personal Finance plc

b)

LEI

213800II1O44IRKUZB59

4

Details of the transaction(s): section to be repeated for (i) each type of instrument; (ii) each type of transaction; (iii) each date; and (iv) each place where transactions have been conducted

a)

Description of the financial instrument, type of instrument

Identification code

Ordinary shares of 10p

ISIN number: GB00B1YKG049

b)

Nature of the transaction

a) Grant of 367,447 shares under the IPF Restricted Share Plan.

b) Grant of 144,077 shares under the International Personal Finance plc Deferred Share Plan. 

c)

Price(s) and volume(s)

d)

Aggregated information

- Aggregated volume

- Price

511,524

Nil

e)

Date of the transaction

29 December 2025

f)

Place of the transaction

Outside a trading venue

1

Details of the person discharging managerial responsibilities / person closely associated

a)

Name

Gary Thompson

2

Reason for the notification

a)

Position/status

Chief Financial Officer

b)

Initial notification /Amendment

Initial notification

3

Details of the issuer, emission allowance market participant, auction platform, auctioneer or auction monitor

a)

Name

International Personal Finance plc

b)

LEI

213800II1O44IRKUZB59

4

Details of the transaction(s): section to be repeated for (i) each type of instrument; (ii) each type of transaction; (iii) each date; and (iv) each place where transactions have been conducted

a)

Description of the financial instrument, type of instrument

Identification code

Ordinary shares of 10p

ISIN number: GB00B1YKG049

b)

Nature of the transaction

a) Grant of 213,384 shares under the IPF Restricted Share Plan.

b) Grant of 167,325 shares under the International Personal Finance plc Deferred Share Plan. 

c)

Price(s) and volume(s)

d)

Aggregated information

- Aggregated volume

- Price

380,709

Nil

e)

Date of the transaction

29 December 2025

f)

Place of the transaction

Outside a trading venue

1

Details of the person discharging managerial responsibilities / person closely associated

a)

Name

Thomas Crane

2

Reason for the notification

a)

Position/status

Chief Legal Officer

b)

Initial notification /Amendment

Initial notification

3

Details of the issuer, emission allowance market participant, auction platform, auctioneer or auction monitor

a)

Name

International Personal Finance plc

b)

LEI

213800II1O44IRKUZB59

4

Details of the transaction(s): section to be repeated for (i) each type of instrument; (ii) each type of transaction; (iii) each date; and (iv) each place where transactions have been conducted

a)

Description of the financial instrument, type of instrument

Identification code

Ordinary shares of 10p

ISIN number: GB00B1YKG049

b)

Nature of the transaction

(a) Grant of 88,911 shares under the IPF Restricted Share Plan.

(b) Grant of 30,893 shares under the International Personal Finance plc Deferred Share Plan. 

c)

Price(s) and volume(s)

d)

Aggregated information

- Aggregated volume

- Price

119,804

Nil

e)

Date of the transaction

29 December 2025

f)

Place of the transaction

Outside a trading venue

1

Details of the person discharging managerial responsibilities / person closely associated

a)

Name

Thomas Allder

2

Reason for the notification

a)

Position/status

Chief Marketing Officer

b)

Initial notification /Amendment

Initial notification

3

Details of the issuer, emission allowance market participant, auction platform, auctioneer or auction monitor

a)

Name

International Personal Finance plc

b)

LEI

213800II1O44IRKUZB59

4

Details of the transaction(s): section to be repeated for (i) each type of instrument; (ii) each type of transaction; (iii) each date; and (iv) each place where transactions have been conducted

a)

Description of the financial instrument, type of instrument

Identification code

Ordinary shares of 10p

ISIN number: GB00B1YKG049

b)

Nature of the transaction

(a) Grant of 76,667 shares under the IPF Restricted Share Plan.

(b) Grant of 24,282 shares under the International Personal Finance plc Deferred Share Plan. 

c)

Price(s) and volume(s)

d)

Aggregated information

- Aggregated volume

- Price

100,949

Nil

e)

Date of the transaction

29 December 2025

f)

Place of the transaction

Outside a trading venue

Georgia Dunn (Deputy Company Secretary)

+44 (0) 7584 615 230