Declaration of 3Q 2025 Quarterly Dividend

Declaration of 3Q 2025 Quarterly Dividend

The Board of Directors of TBC Bank Group PLC ("TBC PLC") has declared a 3Q 2025 quarterly dividend of GEL 1.75 per TBC PLC share (the "3Q 2025 Dividend"). The 3Q 2025 Dividend will be payable in Pounds Sterling to ordinary shareholders of TBC PLC on the register of members at the close of business on the record date of 9 January 2026, pursuant to the following timetable:

Ex-Dividend Date: 8 January 2026

Record Date: 9 January 2026

Currency Conversion Date: 16 January 2026

Payment Date: 10 February 2026

The Georgian Lari to Pound Sterling exchange rate that will apply to the 3Q 2025 quarterly dividend payments on the conversion date of 16 January 2026 will be the average exchange rate of the National Bank of Georgia for the period of 12 January 2026 to and including of 16 January 2026 (5 days average).

For further enquiries, please contact:Director of Investor RelationsAndrew Keeley

Or

Head of Investor RelationsAnna Romelashvili [email protected]

About TBC Bank Group PLC ("TBC PLC")

TBC Bank Group's mission is to make people's lives easier by providing digitally-led financial services to retail and corporate customers. TBC Bank Group PLC ("TBC PLC") is a public limited company registered in England and Wales and is the parent company of TBC Bank Georgia and TBC Uzbekistan.

TBC Bank Georgia, together with its subsidiaries, is the leading financial services group in Georgia, with a total market share of 37.2% of customer loans and 37.2% of customer deposits as of 30 September 2025, according to data published by the National Bank of Georgia.

BC Uzbekistan is the leading digital banking ecosystem in Central Asia with 22 mln unique registered users that includes TBC Bank Uzbekistan, the country's largest mobile-only bank, Payme, a leading digital payments app for individuals and small businesses, and Payme Nasiya, an instalment credit business.

TBC PLC is listed on the London Stock Exchange under the symbol TBCG and is a constituent of the FTSE 250 Index. It is also a member of the FTSE4Good Index Series and the MSCI United Kingdom Small Cap Index.