Conversion of Mandatory Convertible Loan Notes

NOT FOR RELEASE, PUBLICATION OR DISTRIBUTION, IN WHOLE OR IN PART, IN, INTO OR FROM ANY JURISDICTION WHERE TO DO SO WOULD CONSTITUTE A VIOLATION OF THE RELEVANT LAWS OF SUCH JURISDICTION

THIS ANNOUNCEMENT CONTAINS INSIDE INFORMATION

FOR IMMEDIATE RELEASE

19 January 2026

Amigo Holdings PLC

("Amigo" "PLC" or the "Company")

Conversion of Mandatory Convertible Loan Notes ("Loan Notes")

Amigo announced on 6 January 2026 that it intended to convert Tranche 1 of the Loan Notes (as detailed in the Notice of General Meeting published on 26 November 2025 ("Notice")) into 375,000,000 new ordinary shares of 0.25p each in the Company ("New Ordinary Shares") on 20 January 2026.

Amigo now expects to issue the New Ordinary shares on or about 27 January 2026 and that admission to trading on the main market for listed securities of the London Stock Exchange will become effective and that dealings in the New Ordinary Shares will commence on or about 27 January 2026.

Contacts:

This announcement contains inside information for the purposes of Regulation 11 of the Market Abuse (Amendment) (EU Exit) Regulations 2019/310 (as amended). The person responsible for this announcement is Nicholas Beal, Company Secretary.

About Amigo Holdings PLC

Amigo is a public limited company registered in England and Wales with registered number 10024479. The Amigo Shares are listed on the Official List of the London Stock Exchange.