Conference call will analysts and investors

MATERIAL FACT

Banco Santander hereby announces that today, Tuesday 28th February, a conference call will be held with analysts and investors at 09:30 hours CET, concerning the merger of Bank Zachodni WBK and Kredyt Bank in Poland.

This conference call with analysts and investors may be followed via these telephone numbers:

§ +44 (0) 203 0 432 434 (UK)

§ 186 638 81 927 (USA)

§ + 34 91 789 51 37 (ESPAÑA)

Conference call playback:

+ 44 (0) 207 10 86 207 - Refª 258802#

The presentation to analysts will be made public prior to its commencement via notification of the same to the CNMV, and diffusion via the corporate website www.santander.com\InvestorsRelations\News

Boadilla del Monte (Madrid) 28th February 2012.