Conference call stress test results

MATERIAL FACT

Banco Santander announced that today Friday July 23rd, a conference call will be held with analysts and investors at 19:30 CEST on the results of stress test conducted by the European Committee of Banking Supervisors and Bank of Spain.

This conference call with analysts and investors can be followed through the following phone numbers

+ 44 (0) 203 0 432 434 (UK)

+ 1 866 3881927 (US Toll free)

+ 34 91 789 51 37 (Rest of the World and back up)

Conference call playback

The recording will be available at

+ 44 (0) 207 10 86 207 - reference number 220808#

Boadilla del Monte (Madrid), July 23, 2010