Completion of sale of Consumer Vehicle Finance

PRESS RELEASE

Secure Trust Bank PLC

25 February 2026

For immediate release

SECURE TRUST BANK PLC

("STB" or the "Group")

Completion of sale of Consumer Vehicle Finance business

STB, a leading specialist lender, confirms that further to the announcements made on 24 December 2025 and 5 February 2026, it has today completed the sale of the Consumer Vehicle Finance business (the "Sale") to funds managed by LCM Partners.

There have been no material changes to the matters contained in the previous announcements regarding the Sale.

As previously announced, the Group will report its results for the year ended 31 December 2025, together with an update on the Group's strategic plans, including its capital allocation strategy and updated medium‐term targets, on 12 March 2026.

Enquiries:

Secure Trust Bank PLC

Ian Corfield, Chief Executive Officer

Rachel Lawrence, Chief Financial Officer

Phil Deakin, Strategy and Corporate Development Director

Tel: +44 (0)121 693 9100

Investec Bank plc (Joint Broker)

Christopher Baird

David Anderson

Maria Gomez de Olea

Tel: +44 (0)20 7597 5970

Shore Capital Stockbrokers (Joint Broker)

Mark Percy / Sophie Collins (Corporate Advisory)

Oliver Jackson / Ansh Batura (Corporate Broking)

Tel: +44 (0)20 7408 4090

Camarco

Geoffrey Pelham-Lane, Amrith Uppuluri

[email protected]

Tel: +44 (0) 7733 124 226, +44 (0) 7763 083 058

About STB

STB is an established, well‐funded and capitalised UK retail bank with a more than 70‐year trading track record. STB operates principally from its head office in Solihull, West Midlands. The Group's diversified lending portfolio currently focuses on two sectors:

(i) Business Finance through its Real Estate Finance and Commercial Finance divisions; and

(ii) Consumer Finance through its V12 Retail Finance division.

Secure Trust Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Secure Trust Bank PLC, Yorke House, Arleston Way, Solihull, B90 4LH.