Annual Update of Existing Euro Medium Term Note

Annual Update of Existing Euro Medium Term Note Programme

The following prospectus has been approved by the UK Listing Authority and is available for viewing:

Base Prospectus dated 14 August 2013 in relation to EUR3,000,000,000 Euro Medium Term Note Programme by Standard Life plc with the option for notes to be guaranteed by Standard Life Assurance Limited.

To view the full document, please paste the following URL into the address bar of your browser.

http://www.standardlife.com/debt_investors/debt_document_library.html

A copy of the Base Prospectus will be submitted to the National Storage Mechanism and will shortly be available for viewing at www.hemscott.com/nsm.do.

For further information, please contact:

Nick MardonHead of Financing, Group Capital MarketsStandard LifeStandard Life House30 Lothian RoadEdinburgh, EH1 2DH

Contact Telephone Number: 0131 245 6371

DISCLAIMER - INTENDED ADRESSEES

Please note that the information contained in the Base Prospectus may be addressed to and/or targeted at persons who are residents of particular countries (specified in the Base Prospectus) only and is not intended for use and should not be relied upon by any person outside these countries and/or to whom the offer contained in the Base Prospectus is not addressed. Prior to relying on the information contained in the Base Prospectus you must ascertain from the Base Prospectus whether or not you are part of the intended addressees of the information contained therein.

Your right to access this service is conditional upon complying with the above requirement.