Annual Financial Report

Annual Report 2019

TBC Bank Group PLC ("TBC PLC") announces that its Annual Report and Accounts for the financial year ended on 31 December 2019 (the "Annual Report 2019") has been published today and is available to view on TBC PLC's website at www.tbcbankgroup.com.

A copy of the Annual Report 2019 has been submitted to the National Storage Mechanism and will shortly be available for inspection at www.morningstar.co.uk/uk/nsm. In compliance with its obligations under section 6.3.5(1) of the Disclosure Guidance and Transparency Rules, TBC PLC hereby releases the unedited full text of its Annual Report 2019.

For further enquiries, please contact:Director of International Media and Investor RelationsZoltan Szalai

Or

Head of Investor RelationsAnna Romelashvili[email protected]

About TBC Bank Group PLC ("TBC PLC")

TBC PLC is a public limited company registered in England and Wales that was incorporated in February 2016. TBC PLC became the parent company of JSC TBC Bank ("TBC Bank") on 10 August 2016. TBC PLC is listed on the London Stock Exchange under the symbol TBCG and is a constituent of the FTSE 250 Index.

TBC Bank, together with its subsidiaries, is the leading universal banking group in Georgia, with a total market share of 39.5% of loans and 39.0% of non-banking deposits as at 31 December 2019, according to data published by the National Bank of Georgia.