Annual Financial Report

Secure Trust Bank PLC

LEI: 213800CXIBLC2TMIGI76

Secure Trust Bank PLC ("Secure Trust" or the "Company")

2024 Annual Report and Accounts

Secure Trust announces that the Secure Trust Bank PLC 2024 Annual Report ("Annual Report") will be submitted to the National Storage Mechanism today and will shortly be available for inspection at:

 https://data.fca.org.uk/#/nsm/nationalstoragemechanism

This document may be accessed via the Secure Trust website at:

https://www.securetrustbank.com/investors/news-announcements/results-reports/results-reports

As part of the mailing of Secure Trust's 2025 Notice of Annual General Meeting, the Annual Report will be posted to those shareholders who have previously requested paper copies.

Information required to be communicated in unedited full text is included in the Annual Report as uploaded and available on the Company's website and which will shortly be available for inspection on the National Storage Mechanism.

This announcement is made in accordance with DTR 6.3.5R(1A).

Enquiries:

Secure Trust Bank PLC

Lisa Daniels, Company Secretary

Tel: 0121 693 9100

About STB

STB is an established, well‐funded and capitalised UK retail bank with over 70‐years of trading history. STB operates principally from its head office in Solihull, West Midlands, and has 904 employees (full‐time equivalent) as at 31 December 2024. STB's diversified lending portfolio currently focuses on two sectors:

· Business finance through its Real Estate Finance and Commercial Finance divisions; and

· Consumer finance through its Vehicle Finance and Retail Finance divisions.

Secure Trust Bank PLC is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Secure Trust Bank PLC, Yorke House, Arleston Way, Solihull, B90 4LH.