Analysis of the Loan Portfolio - LIV3

1.

Total aggregate Value of Eligible Loans:

£38.4m

…..of which bridging loans:

£18.7m

…..of which regulated loans:

£0

….of which buy-to-let loans:

£0

….of which intercompany loan

£20.2m

2.

Total number of Eligible Loans:

25

…..of which bridging loans:

23

…..of which regulated loans:

0

….of which buy-to-let loans:

0

….of which intercompany loans

2

3.

Intercompany loan to Lendinvest Bridge Limited:

£12.2m

…..Number and Aggregate Value of which eligible bridging loans:

6 & £11m

….of which cash2:

£1.7m

4.

Intercompany loan to Lendinvest Loans Limited:

£0

…..Number and Aggregate Value of which eligible regulated loans:

0 & £0m

….of which cash2:

£0

5.

Intercompany loan to Lendinvest BTL Limited:

£7.5m

…..Number and Aggregate Value of which BTL loans:

0 & £0m

….of which cash2:

£7.5m

6.

Number and aggregate Value of Eligible Loans

secured by first-ranking legal charge (incl Intercompany loans):

25 & £38.4m

7.

Number and aggregate Value of Eligible Loans

secured by second-ranking legal charge (incl Intercompany loans):

0 & £0m

8.

Percentage of Portfolio secured by first-ranking

legal charge:

100%

9.

Percentage of Portfolio secured by second-

ranking legal charge:

0%

10.

Individual LTV Ratio at origination of non buy-to-let Eligible Loans and confirmation as whether each loan is

secured by a first-ranking or second-ranking

legal charge:

1. 14% 1st charge

2. 15% 1st charge

3. 53% 1st charge

4. 65% 1st charge

5. 70% 1st charge

6. 70% 1st charge

7. 70% 1st charge

8. 70% 1st charge

9. 71% 1st charge

10. 74% 1st charge

11. 75% 1st charge

12. 75% 1st charge

13. 75% 1st charge

14. 75% 1st charge

15. 75% 1st charge

16. 75% 1st charge

17. 75% 1st charge

18. 75% 1st charge

19. 75% 1st charge

20. 75% 1st charge

21. 75% 1st charge

22. 75% 1st charge

23 . 75% 1st charge

21. Intercompany

22. Intercompany

11.

Indexed LTV Ratio of buy-to-let Eligible Loans

N/A

12.a

Weighted Average LTV Ratio of the Portfolio (incl Intercompany loans):

66.15%

12.b.

Weighted Average LTV Ratio of bridging loans funded by the intercompany loan to Lendinvest Bridge Limited:

66.38%

12.c.

Weighted Average LTV Ratio of regulated loans funded by the intercompany loan to Lendinvest Loans Limited:

N/A

13.

Number and Value of Eligible Loans in material

Arrears1

2 & £7.3m

14.

Interest Coverage Ratio

158.9%

15.

Location of property (given as a percentage of

the Portfolio):

...property in England

96.36%

......of which, property in Greater London

9.54%

...property in Wales

0.76%

...property in Scotland

2.89%