Additional Listing

18 December 2014

Virgin Money Holdings (UK) PLC

 (the "Company")

Additional Listing

The Company hereby advises that an application has been made to the Financial Conduct Authority for admission to the Official List, and to the London Stock Exchange plc for admission to trading, for a total of 332,324 ordinary shares of 0.01 pence each. It is expected that the listing hearing will take place on 18 December 2014 and that trading will commence on 19 December 2014.

These shares are being issued on the vesting of the 1st deferred tranche of awards granted under the Company's IPO Incentive Scheme as detailed in the Prospectus published on 13 November 2014.

When issued, these shares will rank pari passu with the existing ordinary shares of the Company.

Enquiries:

Virgin Money Investor RelationsAdam Key020 7111 1311 or [email protected]

Virgin Money Company SecretaryKatie Marshall0191 279 6482 or [email protected]