3rd Quarter Results

Standard Bank Group Limited

Registration number 1969/017128/06

Incorporated in the Republic of South Africa

Website: www.standardbank.com/reporting

Share codes

JSE and A2X share code: SBK

ISIN: ZAE000109815

NSX share code: SNB

SBKP ZAE000038881 (First preference shares)

SBPP ZAE000056339 (Second preference shares)

JSE bond code: SBKI

("Standard Bank Group" or "the group")

Pillar 3 quarterly disclosures as at 30 September 2025

In terms of the requirements under Regulation 43(1)(e)(iii) of the regulations relating to banks and the Basel Committee on Banking Supervision (BCBS) Pillar 3 framework, quarterly disclosures on capital adequacy, risk weighted assets, leverage and liquidity are required.

Shareholders and noteholders are advised that Standard Bank Group and The Standard Bank of South Africa Limited Pillar 3 disclosures for the quarter ended 30 September 2025 are available on the group's website:

Capital and Risk Management documents | Standard Bank

At 30 September 2025, the group reported:

· CET1 capital adequacy ratio including unappropriated profits of 13.6%;

· Liquidity Coverage Ratio of 132.6%; and

· Net Stable Funding Ratio of 114.2%.

Shareholders are advised that the information contained in this announcement has not been reviewed or reported on by the group's external auditors.

Johannesburg

28 November 2025

JSE sponsor

The Standard Bank of South Africa Limited

Namibian sponsor

Simonis Storm Securities (Proprietary) Limited