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UK annual house price growth cools after surprise decline in December

2nd Jan 2026 08:52

(Alliance News) - Growth in UK house price growth slowed more than expected year-on-year in December, according to a report published on Friday.

The Nationwide house price index showed UK house price growth cooled to 0.6% year-on-year in December from 1.8% in November.

It is the slowest pace of annual growth since April 2024 and below FXStreet consensus which forecast an increase of 1.2%.

The building society said house prices fell 0.4% in December on-month, reversing a 0.3% gain in November and compared to market consensus which predicted a 0.1% rise.

This left the average UK house price at GBP271,068 in December, down from GBP272,998 in November.

For 2025 as a whole, East Anglia was the weakest performing region, with prices down 0.8% over the year.

Northern Ireland was the best performing area for the third year running, with prices up 9.7%.

Annual price growth in London remained subdued, with prices rising by 0.7% in 2025, compared with a 2.0% rise in 2024.

Looking ahead to 2026, Nationwide's Chief Economist Robert Gardner expects housing market activity to strengthen a little further as affordability improves gradually

"We expect annual house price growth to be broadly in the 2% to 4% range" in 2026, he said.

By Jeremy Cutler, Alliance News reporter

Comments and questions to [email protected]

Copyright 2026 Alliance News Ltd. All Rights Reserved.

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