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TBC Bank shares fall as profit edges up; costs increase sharply

6th Nov 2025 12:10

(Alliance News) - TBC Bank Group PLC on Thursday said the economic outlook for Georgia and Uzbekistan remained robust, as profit rose slightly amid significantly higher costs.

The Tbilisi-based lender in Georgia and Uzbekistan said net pretax profit rose 1.7% to GEL425.4 million, around GBP121.4 million, in the third quarter from GEL418.2 million a year ago.

Net interest income jumped 24% to GEL611.5 million from GEL492.6 million.

Interest income rose 27% to GEL1.22 billion from GEP958.2 million. Interest expense came in 31% higher at GEL609.6 million from GEL465.3 million.

Total operating income was 17% higher at GEL880.2 million from GEL753.7 million. Operating expenses increased 18% to GEL331.9 million from GEP280.2 million.

TBC Bank declared a third quarter dividend of GEL1.75 per share, down 31% from GEL2.55 a year ago.

Looking ahead, the company said the economic outlook for Georgia and Uzbekistan remains robust, with TBC Capital raising 2025 growth projections for Georgia to 7.3% from 7.1% and for Uzbekistan to 8.0% from 7.4%.

It highlighted that Georgia's real gross domestic product climbed 6.5% on-year in the third quarter of 2025, while in Uzbekistan it grew by 8.2%.

TBC Bank shares fell 7.0% to 3,993.66 pence each on Thursday afternoon in London.

By Tom Budszus, Alliance News slot editor

Comments and questions to [email protected]

Copyright 2025 Alliance News Ltd. All Rights Reserved.


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